Private Health Insurance Plans
Direct insurance options for self-employed individuals, contractors, and anyone seeking flexible coverage outside the Marketplace. We help you find the right plan for your needs.
What Our Clients Say
Trusted by families across Texas
"Vanessa and her staff are always so helpful, patient and kind."
"The Buchanan insurance agency made it so easy for me to get health insurance coverage!"
"Vanessa took the time to explain the different insurance plans I would qualify for. She gave me recommendations & even provided a list of Dr.'s that that met my demands. Thank you Vanessa!!"
"Vanessa helped me with my marketplace application. She's so sweet and passionate to help people. Thank you for everything."
"Vanessa helped me choose a healthcare plan for 2022 and again for upcoming 2023. She takes her time listening to your concerns, explaining coverage/benefits then recommends the best plan for your individual healthcare needs and budget. She is extremely knowledgeable and I highly recommend her agency!! Excellent customer service and follow through!!"
"I've done my insurance with Vanessa for years because she is the best. She is very knowledgeable and does a great job explaining everything. She is super caring, helpful, and respectful- best customer service hands down."
Why Choose Private Plans?
Flexible coverage options designed for self-employed individuals and those seeking direct insurance.
Self-Employed Coverage
Perfect for freelancers, contractors, and business owners.
Flexible Networks
Choose from various carrier networks and coverage levels.
Direct Purchase
Buy directly from carriers with expert broker guidance.
Family Options
Comprehensive coverage for individuals and families.
ACA Compliant
Plans comply with Affordable Care Act regulations.
Expert Guidance
Licensed brokers help you navigate options and enrollment.
Individual Coverage
If you are self-employed, our private insurance plans offer you all the coverage you need to manage your medical expenses, often with low monthly premiums. We work with carriers who comply with CMS regulations to ensure quality coverage.
Get a QuoteFamily Coverage
Protect your entire family with comprehensive private health insurance. We offer plans from top-rated carriers with flexible networks. Learn about your rights under the Affordable Care Act.
Get a QuoteServing Communities Across Texas
Buchanan Insurance Agency provides health insurance services to communities throughout Texas.
San Antonio
bexar County
Leon Valley
bexar County
Helotes
bexar County
Converse
bexar County
Live Oak
bexar County
Universal City
bexar County
Windcrest
bexar County
Georgetown
williamson County
Round Rock
williamson County
Cedar Park
williamson County
Leander
williamson County
Liberty Hill
williamson County
Taylor
williamson County
Hutto
williamson County
New Braunfels
comal County
Bulverde
comal County
Spring Branch
comal County
Canyon Lake
comal County
Seguin
guadalupe County
Schertz
guadalupe County
Cibolo
guadalupe County
Marion
guadalupe County
San Marcos
hays County
Kyle
hays County
Local private plans in Our Core Counties
We focus on the communities we know best — find private plans guidance in your county.
Frequently Asked Questions
Where can self-employed Texans get private coverage near me?
We serve self-employed individuals and small businesses across Bexar, Williamson, Travis, Comal, Guadalupe, and Hays counties with direct-carrier private plans. Visit your county page to see locally relevant options.
Who are private health insurance plans for?
Private health insurance plans are ideal for self-employed individuals, contractors, freelancers, and anyone who doesn't have access to employer-sponsored group coverage. They offer flexible options with various coverage levels.
Are private plans different from Marketplace plans?
Yes, private plans are purchased directly from insurance carriers or through brokers, while Marketplace plans are ACA-compliant plans available through the government exchange. Private plans may offer different networks, benefits, and pricing structures.
Can I get private insurance if I have a pre-existing condition?
Under the ACA, private insurance plans cannot deny coverage or charge higher rates based on pre-existing conditions. However, some grandfathered plans may have different rules. Our agents can help you find the best option for your situation.
Self-Employed? We Can Help
Contact us to discuss your private health insurance options.